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Is St. Andrews Village The Right Fit For Your Next Move?

March 5, 2026

Staring at El Dorado Hills listings and wondering if you can get central convenience without paying Serrano prices? You are not alone. Many buyers look at St. Andrews Village for its location, school access, and lower entry point compared to newer, premium communities. In this guide, you will get a clear picture of prices, lifestyle, schools, homes, commute, and who tends to love living here. Let’s dive in.

St. Andrews Village at a glance

St. Andrews Village sits in central El Dorado Hills, near streets like St. Andrews Drive and Starmount Way. It is an established pocket with mostly mid‑sized single‑family homes. You will see a mix of original cottages and nicely updated remodels, with a neighborhood feel that is quiet and residential.

When you compare it to nearby choices, St. Andrews and the neighboring Stonegate area are older central villages. Serrano is the nearby master‑planned community with many gated sections, golf‑course areas, and higher price tags. If you want a central address and value, St. Andrews is a common shortlist pick.

Quick value snapshot

  • Median sale price in St. Andrews Village has been reported around the mid‑$600Ks, with one data source showing about 645,000.
  • The wider 95762 ZIP has tracked higher, often in the high‑$800Ks to around the mid‑$900Ks.
  • Serrano’s median is significantly higher, with many snapshots showing well over 1.4M.

The takeaway is simple. St. Andrews can offer a lower entry point into central El Dorado Hills, often at the cost of older floorplans and the potential need for updates.

Lifestyle: parks, trails, and community

One of the best lifestyle perks is easy access to the New York Creek Nature Trail. This creekside path runs through the central area and is reachable from near St. Andrews Drive. It is great for morning walks, casual runs, and birding. You can learn more about the trail and local habitat from the Sacramento Audubon Society’s overview of the New York Creek birding location.

The El Dorado Hills Community Services District manages neighborhood parks, fields, and community programming used by residents in the central villages. Expect short drives or bike rides to reach community parks and rec areas. For general context on CSD programming and facilities management, see the El Dorado Hills Community Services District.

Daily errands still lean car‑dependent. You can reach Town Center, groceries, and dining quickly, but most trips are not truly walkable.

Schools: typical pathways to know

Buyers often ask about the K–12 path. Listings in and around St. Andrews commonly reference:

  • Silva Valley Elementary (K–5)
  • Rolling Hills Middle (6–8)
  • Oak Ridge High (9–12)

GreatSchools ratings show Silva Valley and Rolling Hills as above average for the area, and Oak Ridge High as a top‑rated high school. For context, see the school pages for Silva Valley Elementary, Rolling Hills Middle, and Oak Ridge High School.

Important: Boundaries can vary by street and are subject to change. Always verify the exact schools for any property using the district’s address‑level lookup.

Homes and floorplans: what to expect

Most homes in St. Andrews and nearby Stonegate were built between the 1960s and 1980s. Typical footprints run about 1,100 to 2,100 square feet with 3 to 4 bedrooms in one or two stories. Yards are often a comfortable size. You will see everything from well‑kept originals to fully updated interiors.

Because the housing stock is older, plan for systems and finish updates unless the listing highlights recent work. Common items include:

  • Kitchen and bath remodels
  • HVAC, insulation, and window upgrades
  • Roof and exterior maintenance
  • Electrical and plumbing updates

The upside is value. You can often secure a central address and yard without the premium that comes with large estate lots or specialty amenities.

Costs: HOA, Mello‑Roos, and what to verify

Some summaries report no HOA and no Mello‑Roos for many homes in this pocket. Others show CC&Rs or HOA notes on specific addresses. This varies by property. Your best move is to confirm with the MLS disclosures, the county tax roll, and title for each home you consider.

Budget‑wise, factor in potential renovation costs. An older home that is well maintained but not yet updated can be a smart buy if you plan to modernize over time. If a property has a recent kitchen and bath remodel, updated roof, and newer windows, the premium may be worth the lower near‑term maintenance.

Market snapshot: value versus Serrano

St. Andrews is a smaller pocket, so neighborhood‑level medians can shift with just a few sales. Recent snapshots place St. Andrews near the mid‑$600Ks, while 95762 overall trends much higher and Serrano sits in a different price band altogether. High‑end segments often hold value more consistently, but updated homes in St. Andrews can still perform well.

If you plan to buy or sell, the most reliable pricing guidance comes from recent, like‑for‑like MLS comps within about a mile and the past 6 to 12 months. Look closely at remodel level, lot features, and proximity to schools and parks when comparing.

Commute and everyday convenience

El Dorado Hills is mostly car‑dependent. In general, you can expect:

  • Folsom and nearby employment centers: often 10 to 20 minutes depending on traffic and exact start point
  • Downtown Sacramento and the I‑80 corridor: commonly 30 to 50 minutes depending on time of day and route
  • Sacramento International Airport: often about 40 to 60 minutes by car, which aligns with common shuttle estimates like those shared by regional shuttle services

Always map your exact address and typical departure times to confirm your commute.

Who St. Andrews tends to fit

St. Andrews Village often appeals to you if you want:

  • A central El Dorado Hills location near parks and trails
  • Access to well‑regarded public schools
  • A lower entry price than Serrano
  • A yard and neighborhood feel without large estate‑lot maintenance

It may be less ideal if you require:

  • Brand‑new construction with builder warranties
  • Gated, amenity‑heavy living or a resort‑style golf environment
  • Ultra‑modern floorplans without the need for updates

How to choose the right St. Andrews home

Use this quick checklist as you tour homes and weigh tradeoffs:

  • Layout and light: Do the main living areas feel open enough for your lifestyle, or will you want to remove a wall or two?
  • Systems and structure: How old are the roof, HVAC, windows, and water heater? Any signs of deferred maintenance?
  • Kitchen and baths: Are they updated, or do they need near‑term work? If updated, were permits used where required?
  • Yard and privacy: Is there usable outdoor space for grilling and play? How is the fence and landscaping condition?
  • Location within the village: Proximity to New York Creek trail access, parks, and major roads that fit your routine.
  • School verification: Confirm the current boundary by address with the district.
  • HOA and taxes: Verify HOA, CC&Rs, and Mello‑Roos status on the specific property. Review the property tax bill and supplemental taxes if applicable.
  • Resale lens: Pull recent, like‑kind comps and ask your agent to estimate an after‑renovation value if you plan improvements.

Bottom line

If you value central El Dorado Hills living and want to keep your purchase price below Serrano levels, St. Andrews Village is worth a look. You trade some new‑build shine for a quieter, established neighborhood and access to trails, parks, and strong local public school options. With smart due diligence on schools, HOA or Mello‑Roos status, and recent comps, you can make a confident move.

Ready to run the numbers, tour a few homes, and see if the fit is right? Reach out to the team at Sankaran and Associates, Inc for a local, concierge experience from first showing to closing.

FAQs

What makes St. Andrews Village more affordable than nearby Serrano in El Dorado Hills?

  • St. Andrews has older housing stock and fewer premium amenities, which keeps the median near the mid‑$600Ks compared to Serrano’s much higher price band.

Which schools typically serve St. Andrews Village addresses in 95762?

  • Listings commonly reference Silva Valley Elementary, Rolling Hills Middle, and Oak Ridge High, but you should always verify boundaries by the exact property address.

How walkable is St. Andrews Village for daily errands?

  • It is mostly car‑dependent for shopping and commuting, though you can enjoy nearby recreation like the New York Creek Nature Trail.

Are there HOA or Mello‑Roos fees in St. Andrews Village?

  • Many homes report no HOA or Mello‑Roos, but this varies by property, so confirm with MLS disclosures, county tax records, and title before you buy.

What are typical home sizes and ages in St. Andrews Village?

  • Most homes were built between the 1960s and 1980s and run roughly 1,100 to 2,100 square feet with 3 to 4 bedrooms.

How long is the airport drive from El Dorado Hills?

  • Sacramento International Airport is commonly a 40 to 60 minute drive, which aligns with estimates shared by regional shuttle services.

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